Will you have enough to retire at the age you want? Check out the retirement planning calculator below to see how your current savings measure up? If you aren’t saving enough, try and establish a plan to meet the shortfall. Don’t forget to also use the social security calculator to determine how much your benefit…
The efficient market hypothesis claims that stock prices are always reflecting all relevant information, and therefore are always showing the intrinsic worth of companies through the stock price, but I disagree with this theory. I believe that just as I found my dining set for a great value, so it is also possible to find stocks…
In order to make money on anything the mantra “buy low, sell high” always applies. So why don’t people try and live by this motto daily? I believe it is because most people don’t know what to look for or how to valuate something. I advocate that it is an important aspect in growing your…
Many people have no idea how to limit the amount of money Uncle Sam can take away through taxes, and they end up missing out on a few very valuable tax benefits. There are a few easy steps that can help save a lot of money though. Saving for Retirement and not increasing your Taxes…
Before you invest, save up enough money in your emergency fund (at least three months salary) so that in case you run into a financial hardship, you don’t have to dip into your investments for help. You want the money you are investing to be FOR INVESTING. Next, Decide whether to invest in a retirement…
Invest in building your credit. Your credit score and report should be something that you take time to build and maintain and not find out where it stands when you are turned down for a credit card. Credit is the number one thing that can keep people from realizing their financial goals. With bad credit…
“Run Your Own Race” No matter what your situation, you have to begin managing your money NOW and doing it on your own terms. Not everybody else’s way will work perfectly for you, but you HAVE to at least find a way that works. That might take a little trial and error, but it must…
BaldwInVest 